Micro Lending: Story 1

HER NAME IS CONSUELO OCAS PÉREZ and is 56 years old. Her husband is named Segundo Acuña Alvarado. They both have a 25-year-old son named Geiner Acuña Ocas and a 30-year-old daughter named Miriam Acuña Ocas. They all live at E-19 San Miguel which is one of many poor neighborhoods in Chimbote located near fr. Jack's Parish. Mrs. Consuelo is a housewife and Mr. Segundo works as a seller of typical Peruvian herbs at a small market near his house. Their daughter Miriam is a teacher but she could not get a school to work and their son Geiner is presently studying English language at an Pedagogical Institute.

Even though Mr. Segundo makes his best, his income is not enough to meet family expenses and to deal with unexpected situations such as health emergency and others. For this reason, since some time ago, Mrs. Consuelo tried to help his husband generating another income for the family. She had on mind setting a small business at home. But she had a big problem, she had no money to come true her idea. Her daughter Miriam, who had previously worked as a promoter for recycling program (a CHOI's one), let her know that here in Chimbote there is a Micro Lending program (which is another program of CHOI) whose purpose is supporting people to establish their own small business.

So, she went to the office of the Micro Lending program to find out about this issue and after doing corresponding formalities she received her first loan on May 30, 2008. Thanks to this loan she could set her small business at home and this way now she is able to help her family. As a response of gratitude she paid her monthly dues on time. She was a good client of the program so she requested a second micro loan which she received it on November 11, 2009 and she is presently paying her monthly dues.

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